Company Facts
Industries Served
Core Services
- Credit Cards (variety of rewards, travel, cash-back)
- Banking (checking, savings, auto, personal & business loans)
- Digital Tools and Platforms (mobile app, Eno chatbot, Capital One Shopping)
What They Do
A leading U.S. bank holding company that offers credit cards, commercial and consumer banking, auto loans, savings/checking accounts, and digital financial tools.
About the Company
Capital One was spun off from Signet Bank in 1994, founded on the belief that data and technology could transform banking. Today, it ranks among the largest U.S. banks by assets, operating in the U.S., Canada, and the UK. The company continues to reimagine banking through innovation, including award-winning digital tools, café-style branches, and tech-driven experiences.
Why We Recommend Capital One
We partnered with Capital One because of its relentless focus on customer-centric innovation and technology. Capital One blends financial strength with digital agility, offering tools like the Eno AI assistant and Capital One Shopping that resonate with our audience of Fractionals, solopreneurs, and small business owners. These tools help them bank smarter, manage finances efficiently, and access resources tailored to their needs.
What They Offer
Capital One offers a wide range of financial products and services designed to meet both consumer and business needs. Their credit card portfolio includes options with rewards, travel perks, cashback benefits, and competitive rates, making it easier for clients to manage expenses while maximizing loyalty strategies. Beyond cards, their banking services provide comprehensive solutions such as checking and savings accounts, as well as lending options that include auto loans, personal loans, and business loans supporting financial operations and long-term growth.
In addition to traditional banking, Capital One emphasizes digital innovation through tools and platforms that enhance customer experience. Eno, their AI-powered chatbot, assists users with money management and customer inquiries, while Capital One Shopping, a browser extension and mobile app, helps shoppers save by offering price comparisons, coupon codes, and shopping credits.
What Makes Them Different
- Tech-First Banking Identity – Capital One positions itself as a technology company in finance, continuously innovating with AI, cloud infrastructure, and digital platforms.
- Diverse Distribution Model – A mix of physical cafés, branches, ATMs, and robust digital services ensures flexibility and access for various customer segments.
- Industry-Expert Commercial Teams – Specialized vertical teams offer tailored commercial banking solutions, deeply understanding client industries like healthcare, real estate, food & beverage, and more.
How It Helps the Hey CMO Community
- Fractionals can tap into Capital One’s digital tools and analytics to advise their clients on financial efficiency and optimize cash flow management.
- Solopreneurs benefit from accessible business banking, business-focused credit cards, and intuitive platforms that simplify financial tracking.
- Small Business Owners gain from Capital One’s tailored vertical expertise and lending solutions, enabling strategic growth aligned with their industry needs.
Hey CMO Customer Feedback
“Overall an excellent business bank. Their app is very user friendly. You can view personal & business accounts in one login. You can make payments at the ATM in their credit cards. A++” – Christian
Exclusive Hey CMO Partner Offer
Unlock streamlined banking and cutting-edge digital tools with Capital One.
