Company Facts
Industries Served
Core Services
- Corporate Cards
- Expense Management
- Accounts Payable & Bill Pay
What They Do
Ramp is a finance operations platform that combines corporate cards, expense management, and bill pay into one system built to help companies control spend and close their books faster.
About the Company
Ramp is a finance operations platform built to help companies control spend and close their books faster, without the manual work traditional corporate cards and expense tools require. It has grown to serve more than 70,000 businesses, which have collectively saved over $12 billion and 27.5 million hours through its automation and spend controls. That scale matters for a Fractional leader: the platform works whether you are standing up finance for a five-person startup or running it for a much larger client.
Why We Recommend Ramp
We recommend Ramp because it solves a problem most Fractional leaders run into early in a client engagement: a finance stack that was never designed, just accumulated. Cards can be issued or shut off in minutes, spend limits attached to a person, vendor, or project, and every transaction is coded automatically instead of waiting on a receipt. It also works well beyond client work. Fractional leaders running their own practice use Ramp for their own business banking and spend, which makes it one of the few tools that serves both sides of the job.
What They Offer
- Corporate Cards – Unlimited physical and virtual cards issued in minutes, with spend limits by person, vendor, category, or project, and no personal credit check or guarantee required.
- Expense Management – Receipts and memos are captured automatically at the point of purchase and matched to the right transaction, cutting out manual expense reports.
- Accounts Payable & Bill Pay – Invoices are captured, routed through approval chains, and paid without manual data entry, with support for domestic and international payments.
- Travel & Business Banking – Flights, hotels, and car rentals booked directly in Ramp, plus a business checking account with built-in cash management tools.
What Makes Them Different
- Built-in intelligence – Flags duplicate subscriptions, unused licenses, and better pricing as they happen, instead of waiting for a quarterly review to catch them.
- No personal guarantee – Card limits are based on a company’s cash position, not a founder or executive’s personal credit, which helps newer or client businesses without a long credit history.
- Deep accounting integrations – Connects directly to NetSuite, QuickBooks, Xero, and Sage Intacct, so the finance function stays tied to the books instead of living in a separate silo.
How It Helps the Hey CMO Community
Getting a client’s financial operations under control fast is one of the most common early wins a Fractional leader can deliver. Ramp gives you a system you can stand up quickly, hand off cleanly when the engagement ends, and explain to a client without a long onboarding process. For Fractional CFOs and COOs managing more than one client at a time, a platform that scales from a five-person team to a much larger one means fewer tools to relearn between engagements. For Fractional leaders, real controls over ad spend, freelancer payments, and vendor invoices make it easier to show a client exactly where their marketing budget is going.
Hey CMO Customer Feedback
“Love this product! Ramp has been such a great experience for me. The card is incredibly easy to maneuver, the platform is clean and intuitive, and everything just works the way it should. Managing expenses, tracking spend, and staying organized has never been simpler. I truly appreciate how efficient and user‑friendly it is as it makes my day-to-day so much smoother. Highly recommend!”
-Shelby Adkison
Exclusive Hey CMO Partner Offer
If a client’s finance function needs a cleaner system, or your own Fractional practice could use one, Ramp is worth a look.
