Business Bank Accounts

Separate your finances, simplify your workflow, and run your business like a pro.
Business Bank Accounts

Best Business Bank Accounts for Fractional CMOs

We’ve handpicked the top business banks built for consultants, freelancers, and Fractional CMOs to support how you actually work.

Why Every Fractional CMO Needs a Business Bank Account

Protect Your Personal Assets

Separate business + personal finances for liability protection.

Make Tax Season Easier

Separate accounts for easy filing and reporting.

Build Business Credibility

Accept payments like a real business - ditch Venmo.

Easiely Expense Tracking

Sync with QuickBooks, FreshBooks, and other tools.

What You’ll Need to Open a Business Bank Account

  • LLC Formation Documents Proof of business registration (e.g., Articles of Organization)
    1
  • Employer Identification Number Business tax ID issued by the IRS
    2
  • Operating Agreement Outlines ownership and management (required by some banks)
    3
  • Business License May be required based on your industry or city/state
    4
  • Government-Issued ID Valid ID for identity verification (e.g., driver’s license or passport)
    5

How to Choose the Right Business Bank Account

From digital tools to in-branch support, here’s what to look for when picking a business-friendly banking partner.

Banking Style

Digital convenience or branch access - what fits your workflow?

Fees & Minimums

Check for monthly fees, minimums, and hidden charges.

Integrations & Tools

What works with your bookkeeping and payment platforms?

Transaction Volume

Ensure high usage won’t trigger added fees or penalties.

Cash Handling

Need to deposit cash? Prioritize ATM or in-branch support.

Scalability

Will this account still serve you well as your business grows?

Questions? We're Here to Help

Hey CMO is here to help you build, manage, and scale your Fractional CMO business with the best resources.