Business Insurance for Fractionals and Entrepreneurs

Protect your business, your income, and your reputation with right coverage.

Why Business Insurance Matters

As a Fractional CMO, you’re offering high-value strategic advice and with that comes risk. The right insurance protects you against client disputes, contract requirements, and costly legal issues. Here's what to know:

Clients May Require It

Some may require proof of coverage (especially E&O) before signing a contract.

Provides Risk Protection

Protects against bad outcomes, deadlines, or missed recommendations.

Professional Credibility

Having coverage positions you as a credible, prepared business partner.

Provides Peace of Mind

Policies start around $25/month, less than a missed billable hour.

What Coverage You May Need

Understanding what protection you need is the first step toward proper coverage.

Errors & Omissions (E&O) Insurance

Must-have for Fractionals and entrepreneurs.

General Liability (CGL) Insurance

Recommended if you meet clients in person or have a home office.

Business Owner's Policy (BOP)

Best if you want an all-in-one solution, but not necessary.

Top Insurance Providers for Fractional CMOs

NEXT Insurrance

Designed for full-time consultants and solo business owners.

Thimble

Best for part-time or project-based Fractionals.

RECOMMENDED

biBERK (A Berkshire Hathaway Company)

Best for Fractionals building a team or running a multi-client business

Ready to Protect Your Business?

Don’t wait until something goes wrong. Protect your business today with coverage tailored to how you work.